Below is a professional Terms of Service template for KayJane.com. This is a general template and is not a substitute for legal advice. Before publishing, you should have it reviewed by a lawyer familiar with your jurisdiction, especially if you sell internationally. Well-drafted terms for digital courses typically cover intellectual property, payments, refunds, disclaimers, liability, and governing law. (MJ Morley Law)

TERMS OF SERVICE

Effective Date: 1/1/26
Website: KayJane.com

Terms of Service

Welcome to KayJane.com (“Website,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website and the purchase of our digital products, online courses, educational materials, downloads, and related services.

By accessing or purchasing from KayJane.com, you agree to be legally bound by these Terms.

1. Eligibility

You must be at least 18 years old or have permission from a parent or legal guardian to purchase and use our products.

2. Digital Products & Courses

KayJane.com sells educational digital products, including but not limited to:

• Online courses
• Digital downloads
• Templates
• Workbooks
• Guides
• Educational resources

All products are intended for personal educational use only.

3. Payments

All prices are listed in U.S. Dollars (USD) unless otherwise stated.

Payment is due at the time of purchase.

We reserve the right to change pricing at any time without notice.

4. Refund Policy

Due to the digital nature of our products, all sales are final.

Once access has been granted or a download has been delivered, we do not offer refunds, exchanges, or cancellations except where required by applicable law.

If you experience technical issues accessing your purchase, please contact us and we will work to resolve the issue promptly.

5. License

When you purchase a course or digital product, you are purchasing a limited, non-exclusive, non-transferable license to access and use the material.

You may not:

• Share login credentials
• Upload course content online
• Sell or redistribute our materials
• Copy or reproduce lessons
• Modify our content for resale
• Use our content for commercial training

Violation of these terms may result in immediate termination of access without refund.

6. Intellectual Property

All content available on KayJane.com is owned by KayJane.com and protected under applicable copyright, trademark, and intellectual property laws.

This includes:

• Videos
• PDFs
• Worksheets
• Graphics
• Branding
• Logos
• Course materials
• Downloads
• Website content

Unauthorized use is strictly prohibited.

7. Account Security

If your purchase includes an account, you are responsible for maintaining the confidentiality of your login information.

You agree not to share your account with others.

We reserve the right to suspend accounts suspected of unauthorized sharing or misuse.

8. Educational Disclaimer

Our courses are provided for educational and informational purposes only.

We do not guarantee:

• Business success
• Financial results
• Income
• Employment
• Certifications
• Specific outcomes

Your success depends on your own effort, experience, skills, and circumstances.

9. Earnings Disclaimer

Any examples of income, business growth, or success stories are provided for illustration only.

They are not guarantees that you will achieve the same or similar results.

Individual results vary.

10. No Professional Advice

Nothing on KayJane.com constitutes:

• Legal advice
• Medical advice
• Financial advice
• Tax advice
• Mental health advice

Always seek professional guidance where appropriate.

11. Acceptable Use

You agree not to:

• Use the website for unlawful purposes
• Attempt to hack or interfere with our systems
• Copy or scrape our content
• Upload malicious software
• Harass other users
• Violate intellectual property rights

We reserve the right to terminate access immediately for violations.

12. Course Availability

We may update, modify, remove, or discontinue courses at any time.

Where lifetime access is advertised, “lifetime” refers to the lifetime of the product or service offered by KayJane.com, not the lifetime of the purchaser.

13. Third-Party Services

Our website may contain links to third-party websites or use third-party platforms for payment processing, course hosting, or email marketing.

We are not responsible for the content, policies, or practices of those third parties.

14. Disclaimer of Warranties

Our website and digital products are provided “as is” and “as available.”

We make no warranties regarding:

• Continuous availability
• Accuracy
• Reliability
• Error-free operation
• Fitness for a particular purpose

15. Limitation of Liability

To the fullest extent permitted by law, KayJane.com shall not be liable for any:

• Indirect damages
• Incidental damages
• Consequential damages
• Lost profits
• Lost business opportunities
• Data loss

Our maximum liability shall not exceed the amount paid for the product giving rise to the claim.

16. Indemnification

You agree to indemnify and hold harmless KayJane.com, its owners, employees, contractors, and affiliates from any claims arising from:

• Your use of the website
• Violation of these Terms
• Infringement of another person’s rights

17. Privacy

Your use of KayJane.com is also governed by our Privacy Policy.

18. Governing Law

These Terms shall be governed by the laws of the State of California, United States, without regard to conflict of law principles.

Any disputes shall be resolved in the courts located within that state.

19. Changes to These Terms

We reserve the right to modify these Terms at any time.

Updated versions become effective immediately upon posting to KayJane.com.

Your continued use of the website constitutes acceptance of the revised Terms.

20. Contact

If you have questions regarding these Terms, please contact us:

Website: KayJane.com